New Delhi, 07 February (H.S.): State Bank of India (SBI), the nation's largest lender, announced on Saturday a robust 13.06 percent year-on-year increase in net profit for the October-December quarter of FY 2025-26, reaching ₹21,317 crore compared to ₹18,853 crore in the corresponding period of FY 2024-25.

On a standalone basis, the bank's net profit jumped 24.48 percent to ₹21,028 crore from ₹16,891 crore last year, while consolidated July-September Q2 FY26 earnings stood at ₹21,137 crore. Total income on a standalone basis climbed to ₹1,40,915 crore from ₹1,28,467 crore year-ago, though expenses rose marginally to ₹1,08,052 crore against ₹1,04,917 crore.

SBI's gross non-performing assets (NPA) ratio improved to 1.57 percent as of December 31, 2025 from 1.73 percent in September 2025, with total provisions at ₹4,507 crore versus ₹911 crore prior year. Capital adequacy ratio held steady at 14.04 percent, underscoring financial resilience.

---------------

Hindusthan Samachar / Jun Sarkar