New Delhi, October 17 (H.S.): HDFC Bank, India’s largest private-sector bank, announced its financial results for the second quarter of the current financial year 2026–27, covering July to September, on Saturday. The bank’s consolidated net profit for the September quarter rose by 5.55 per cent to Rs 20,700 crore, compared with Rs 19,611 crore in the corresponding period of the previous financial year.

In a disclosure to the stock exchanges, HDFC Bank stated that its standalone net profit increased by 4.7 per cent to Rs 19,510 crore during the July–September quarter. The bank’s total income rose to Rs 97,258 crore from Rs 91,040 crore in the second quarter of the previous financial year. Meanwhile, its total expenditure increased to Rs 67,774 crore from Rs 63,117 crore.

The bank said the amount set aside for provisions and contingencies during the July–September quarter edged up to Rs 3,573.62 crore, compared with Rs 3,500 crore in the corresponding quarter of the previous financial year. It added that, excluding treasury performance, profit after tax (PAT) registered year-on-year growth of 12.6 per cent.

HDFC Bank further reported an improvement in its gross non-performing assets (GNPA) ratio, which declined to 1.11 per cent in the second quarter of the current financial year 2026–27. The ratio stood at 1.17 per cent in the preceding quarter and 1.24 per cent in the corresponding period of the previous financial year.

The bank’s overall capital adequacy ratio (CAR) stood at 18.9 per cent as of September 30, 2026, compared with 20 per cent a year earlier.

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Hindusthan Samachar / Jun Sarkar